Entries by Carol LaCombe
Introducing the Driver Verification System
Presented by: Christopher F. Hawthorne, CPCU, CIC A new tool has arrived to help business owners in reducing their Commercial Auto exposure risk. A basic for any driver is to have a valid license. Privacy laws and a very cumbersome Registry of Motor Vehicles inquiry system have been hurdles for business owners trying to carefully […]
Employer Sponsored Wellness Programs
Wellness Programs Introduction Employers may sponsor wellness programs as a means to promote better health and higher morale among employees, with the hope that helping employees to embrace a culture of health will lead to higher productivity with lower health-related costs. Wellness plans may be included in health insurance programs, or they may stand alone. […]
Working for Yourself? Don’t Sacrifice Your Retirement
Self-employment can be rewarding personally and financially, but it comes with some tough challenges including long hours, an uncertain income, and a lack of structured benefits such as health insurance and retirement plans. But this is not the only reason it may be worthwhile to divert a sizable chunk of your earnings into tax-deferred retirement […]
Why This New Year’s Resolution Should Be the First One You Complete
Each year, as many as 60 percent of Americans make New Year’s resolutions. One of the most popular is saving money, yet it’s also one of most common resolutions to fail.1 As you look ahead to the rest of the year, we’ll show you what could be the difference-maker to keep your finances in check. […]
Meet the 2019 Cleary Insurance Boston Business Risk Award Finalists
We launched the Cleary Insurance Boston Business Risk Award to honor the entrepreneurs and small business leaders in our community who take bold business risks and reap the rewards. We received many inspiring stories of risk-taking and success, but our six finalists stood out from the pack. Get inspired by our finalists’ stories and […]
Intentional Violence and Insurance
Presented by Christopher F. Hawthorne, CPCU, CIC In 1966, a veteran—possibly suffering from PTSD—climbed into the watch tower at the University of Texas with a sniper rifle and proceeded to shoot and kill seventeen people, as well as wound another thirty-one. For ninety-six minutes, the nation watched what seemed to be an unimaginable, once-in-a-lifetime happening. […]
Finding Ways to Afford Alzheimer’s Care
Presented by: June Duncan More than five million Americans are affected by Alzheimer’s disease, dementia, and other memory-related disorders. These individuals may require 24-hour care, depending on their disease’s progression, and those costs can skyrocket because specialized dementia services are expensive. Whilst you may be struggling to find practices such as a Windsor medical clinic […]
Why Risk Transfer for Landlords?
Presented by: Christopher F. Hawthorne, CPCU, CIC A property owner’s Insurance premiums can be driven upward for rental properties due to loss history. The insurance policy provides money to rebuild damaged property, to defend in a liability suit, to pay settlements as well as take care of employees when they are injured on the job. […]
Cloudy With a Chance of… Flooding!
Flood insurance has been an afterthought in most Americans’ minds when it comes to insuring property. Well, folks…the time has come for us to re-think the way we view flood insurance-more importantly, how we define and imagine flood. Here are some quick flood facts: Just one inch of water in a home can cost more […]